1. About us
The Debt Expert ("we", "us") is a trading style of Palmer Financial Solutions Ltd itself a company registered in England and Wales (Company Registration Number 5855116). We are committed to protecting the privacy of all customers and website users. This Privacy Policy outlines how your personal information will be treated.

2. Type of data being collected
In order to provide you with the services you require, we may collect and keep a record of personal information about you from our websites, telephone conversations, emails and written communications. When you use one of our websites, you may be required to provide certain information such as your name, address, email address and telephone number. We may also ask you for additional optional information such as mobile phone number, fax, credit card details, etc.

Please let us know if any of your personal information changes or is inaccurate so that we may keep our records up-to-date.

You have the right to prevent marketing information being sent to you. If you prefer not to receive information about products and services please let us know using the contact details above.

3. Usage of information
We may use the information we collect from you in various ways, including

• to protect our websites and systems against unauthorised access;
   

• to process any orders placed by you;
   

• to communicate with you, for example in relation to changes in legislation
   

• for maintaining our records;
   

• for market research;
   

• to track activity on our website;
   

• to improve the quality of our service;
   

• to create an individual profile for you so that we can inform you of particular goods, services or events that may be of interest to you.

4. Disposition of data
We will not disclose this information to anyone outside of The Debt Expert, our affiliated or associated companies, and any other companies with which The Debt Expert has established services for your benefit.

5. Data Protection Acts
All information we collect about you will be used and protected by us in accordance with current data protection law and this Privacy Policy.

6. Cookies
We use standard technology called 'cookies' on this site. Cookies are small pieces of information that are stored by your browser on your computer's hard drive. We need this information to identify you and to store information about the products you select between visits. This helps us to improve our service to you. Although most browsers automatically accept cookies you can usually change your browser to prevent cookies being stored. If you do turn cookies off, however, this will limit the service that we are able to provide to you.

7. Third party links
This website may contain links to other websites or links to download software from other websites. We have no control over and are not responsible for the content of, privacy policies or security of such sites. We recommend that you check the privacy and security policies of each website you visit.

8. Access to personal data
You have the right to receive information about the personal data we hold about you.

9. How to contact us
If you require further information or have any comments or questions about this website or any aspect of our services please contact our Marketing Team:

Marketing Team
The Debt Expert
PO BOX 383
Market Drayton
Shropshire
TF9 9AR
United Kingdom

© 2007 The Debt Expert. All rights reserved.

By entering this website you agree to be bound by all of the Terms and Conditions as set out below. If you do not accept these Terms and Conditions of use please leave this website.

We are not responsible for the content of any third party website.

7. Intellectual Property Rights - Copyright and Trademarks
All rights in the content of this website including copyrights, design rights, database rights, patents, inventions, know-how, source codes and any other intellectual property rights are owned by or are licensed to us. You are permitted to display these materials on a computer screen and to download and print a hard copy for using this as an information resource on us.

You undertake not to:

• alter or remove any copyright, trademark or other proprietary notices;

• replicate, download, relay, dispatch, distribute or publicise any text, illustration, chart, graphic, icon, logo, image, and the arrangement thereof, and any underlying source code and software, for any commercial or public purpose without our prior written consent or the respective copyright holder;

• use this website to upload or distribute any material that contains viruses or the like or to do anything that may interfere with or disrupt this website or its services;

• establish a link to this website from any other website, intranet or extranet site without our prior written consent.