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Full and Final Settlements

Full and Final Settlements are structured around a series of negotiations with your creditors.  We undertake all the negotiations on your behalf to secure an agreement where a reduced amount is paid.  The remaining money is "written off" by the creditor where no action is taken to recover it.

This is not an IVA (Individual Voluntary Arrangement), this is something different where the agreed repayment is paid in a lump sum rather than over 5 years.  This is why the Full and Final Settlement is not suited to everyone, particularly those who cannot raise enough money to make lump sum payments.

The Debt Expert has established a leading reputation for Full and Final Settlements, with sound links into many of Britain's lenders and debt collectors.  We have been successful in negotiating and securing many settlements with various lenders and detailed below are just a few of the results that we have achieved.

Roger - Barclaycard balance of £10,086.84 settled for £3530.39*

Roger - MBNA balance of £8232.63 settled for £2469.78*

Harry - MBNA balance of £24,380 settled for £7314.00*

Gary - Barclays Bank balance of £5856.95 settled for £1874.22*

*  The above examples are demonstrations of the results that we have achieved, and the outcomes are not guaranteed not are we making any promise to you by presenting them here.

Full and Settlements are ideal for those who are able to raise lump sums or those that have assets and therefore would not consider bankruptcy.

Debt Helpline - 0845 880 2460
The Debt Expert is a trading style of Palmer Financial Solutions Ltd.  Registered in England and Wales number 05855116.  Licensed under the Consumer Credit Act 1974, License Number 588874.

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